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Your Dream SMB is Within Reach—We Help Structure, Fund, and Close Your Acquisition.

Built by entrepreneurs who’ve bought SMBs with SBA loans, our advisory puts your interests first—providing expert guidance, transparent fees, and access to every SBA lender to get you the best deal.

Most First-Time Buyers Overpay For Their SBA Loan

We save buyers hundreds of thousands in interest with a better approach.

Do It Yourself 🚫

Limited Bank Options:

You’re on your own, navigating thousands of lenders with no clarity on who has the best terms.

No Expert Guidance:

Without deal structuring and analysis expertise, you risk costly mistakes that delay or even derail your closing.

Self-Managed Process:

Time-consuming coordination and endless back-and-forth with lenders distract from critical diligence and transition planning.
SMB Edge ✅

Every Bank in Play:

Approach any qualified SBA lender—referral fee-paying or not—so you land the absolute best rate and structure available.

Real Entrepreneurial Advice:

We’ve bought businesses ourselves, investing in and analyzing hundreds of deals. We help you structure smart LOIs and avoid expensive first-time mistakes.

Managed End-to-End:

We handle lender communication, paperwork, and timelines—plus deliver investor-grade deal memos—so you stay focused on diligence and preparing for successful ownership from day one.
Traditional Loan Broker ⚠️

Fee-Driven Bank Choices:

Limited to banks that pay them the highest referral fees, often costing you higher interest rates.

Transaction-Focused, Not Strategic:

Brokers typically haven’t bought an SMB using SBA loans themselves, focusing only on closing quickly—even if it’s not your best deal.

Inconsistent Involvement:

Some brokers assist actively, others disappear after the intro—leaving outcomes uncertain.

Why Choose SMB Edge?

Entrepreneurial Experience

We’ve done more than advise—we’ve bought, operated, and invested in SMBs using SBA loans.

Transparent Pricing

Unlike traditional brokers, we clearly disclose our fees upfront, ensuring you get the best possible financing terms without hidden mark-ups that can cost you thousands over the life of your loan.

Full-Cycle Partnership

We’re not just here to help close your deal; we support you beyond the transaction—offering fractional CFO, workforce solutions, and growth services to ensure your new business thrives from day one.
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How It Works

Step

1

Apply to Work With Us

Complete a quick form and schedule an introductory call. We partner with a select few serious buyers each month.

Step

2

Mutual Commitment

We both commit time and focus. Our simple agreement keeps goals and expectations crystal-clear.

Step

3

Find Your Business

When you identify a cash-flowing company you want to pursue, bring us in immediately. We review financials, flag potential issues, and map out the best financing strategy.

Step

4

Sign LOI

We help fine-tune terms and structure before you sign the LOI—making it both searcher-friendly and lender-ready.

Step

5

Lender Packet

We help you gather all the necessary documents and craft an investor-grade lender packet that clearly presents the opportunity—so banks can say “yes” faster and get excited about your deal.

Step

6

Get the Best Terms

We get multiple term sheets from multiple banks, making them compete for your business—so you land a better rate, stronger structure, and more favorable terms.

Step

7

Project Manage

We work closely with you and the bank to keep your deal on track—so you can focus on the bigger picture, not the back-and-forth.

Step

8

Close

Funding wired. Celebrate—and, if you choose, roll into our Run & Grow services.

Why We Built This

“I bought my first business with a $3M SBA loan by running a DIY process the same way I raised $40M in venture capital—clear, professional, and tightly managed. It became the fastest close in the bank’s history. But I was shocked by how little real support existed for first-time buyers. Most loan brokers haven’t bought a business and are misaligned in their incentives. So we built the service we wished existed: a true partner to help you evaluate, structure, and close—faster and on the best terms.”

Tim Ericson COO Shareholder Ventures

Ready to Partner on Your Acquisition?

Apply Now→

We only accept a limited number of serious acquisition entrepreneurs each month, ensuring every client receives focused, expert support. Apply now to schedule your intro call and see if SMB Edge is the right partner to structure, fund, and quickly close your deal.